Daycare Expenses are Kickin’Ass!

“The Childcare expense is the highest expense for Maryland families.”


Well, my secret is out. I am  being pimped each month by the daycare industry in Maryland. Yes, I am paying $800.00 a month for one infant, however, I really can not complain. I know people who pay double that amount for one child each month. Actually, I do consider myself to be very lucky.  My daycare provider is a superhuman. She goes the extra the mile for my sweet little girl. As a new mom, she has helped me immensely when it comes to navigating my new journey. However, daycare expenses are becoming astronomically expensive in this country. The average cost of center-based daycare in the United States is $11,666 per year ($972 a month), but prices range from $3,582 to $18,773 a year ($300 to $1,564 monthly), according to the National Association of Child Care Resource & Referral Agencies (NACCRRA).

In my home state of Maryland, childcare is one of the highest expenses median income families encounter. In fact, daycare is so expensive in the state of Maryland, most low wage earning families simply can not afford to have their children in daycare. Its accommodation that is completely out of reach.

Luckily, the state of Maryland offers childcare tax credits to working families. Tax filers with children are usually eligible for these incentives when they file a Maryland State tax return.

According to the Economic Policy Institute, The average annual cost of infant care in Maryland is $13,932—that’s $1,161 per month. In fact, the cost of infant care in the state of Maryland  is higher than public college tuition. Infant care in Maryland costs $5,612 (67.5%) more per year than in-state tuition for 4-year public college. As stated on the Economic Policy Institute website, Infant care for one child would take up 16.0% of a typical family’s income in Maryland. According to the U.S. Department of Health and Human Services (HHS), child care is affordable if it costs no more than 10% of a family’s income. By this standard, only 27.7% of Maryland families can afford infant care.


COPYRIGHT©2016 by Ms. Millennial Mom™


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